EN
Effective Date: February 18, 2022
This agreement (“Agreement”) sets forth Additional Terms to your contract with KeepTruckin and governs your use of and access to the KeepTruckin Expense Management Services (the “Services”) and the physical payment cards (the “Cards”) issued to you by Sutton Bank pursuant to the Card Program Agreement between you and Sutton Bank (the “Sutton Agreement”).
Capitalized terms not defined in this Agreement have the definitions provided in the KeepTruckin Terms of Service posted at https://keeptruckin.com/tos (or a successor URL) (the “Master Terms”). In the event of a conflict between this Agreement and the Master Terms, this Agreement will control. In the event of a conflict between this Agreement and the Sutton Agreement, the Sutton Agreement will control.
You may only open and maintain a KeepTruckin Account and use the Services and Cards if you accept this Agreement.
The KeepTruckin Services allow you to issue and manage Cards for your Users, connect to Third-Party Services, and enable Users to conduct Transactions, including authorized purchases for the benefit of the fleet, for Customer’s business needs. KeepTruckin will, in its discretion, fund your Transactions using the Card. Subsequently, KeepTruckin will debit your Linked Account via a provided ACH authorization for the amount of your Transactions using the Card. In accepting this agreement, you agree that the Services do not involve loans and KeepTruckin does not extend credit.
KeepTruckin may change existing Services or provide new Services at any time without Notice; provided that KeepTruckin shall make commercially reasonable efforts to Notify you in advance of any material changes to Services on which you rely.
Only companies organized and registered in the United States (such as C-corps, S-corps, LLCs, or LLPs) may apply for a KeepTruckin Account and use the Services. Companies registered outside the United States, as well as consumers (e.g., individual natural persons), sole proprietors and unincorporated partnerships, are not permitted to use, or attempt to open or use, a KeepTruckin Account.
Customer’s KeepTruckin Account is commercial in nature, and you acknowledge and understand that certain consumer protection laws (including the Electronic Funds Transfer Act or Regulation E) and consumer-specific rules (including NACHA rules specific to consumers) do not apply to Transactions on your KeepTruckin Account or your use of the Services.
You must provide KeepTruckin with Customer Data and Personal Data and connect at least one Linked Account when you submit an application for a KeepTruckin Account.
Customer Data may include registered business name, state of incorporation, business address, ownership details, actual or anticipated revenue, the nature of the business, and details from Linked Accounts and other business information we may request from time to time.
Personal Data may include the name, contact information, and date of birth of Users or beneficial owners (i.e., any individual who, directly or indirectly, owns a controlling equity interest of a Customer). You may also need to provide documentary information used to verify such Customer Data and Personal Data, such as corporate registration certificate, proof of address, or personal identification. Use of specific Services or features may also require that you permit KeepTruckin to access Customer Data and Personal Data through Third-Party Services. You may change Linked Accounts through your KeepTruckin Account.
We provide Customer Data and Personal Data to Issuers and Third-Party Service Providers to determine your eligibility for Services and Cards. We, Issuers and Third-Party Service Providers may without limitation approve or deny an application or grant provisional access to the Services, or Third-Party Services, or a KeepTruckin Account while your application is pending additional review. KeepTruckin, Issuers and Third-Party Service Providers rely on the accuracy of the Customer Data and Personal Data provided by applicants when opening, maintaining and using your KeepTruckin Account. We may deny applications, interrupt provision of the Services to you, or suspend or close your KeepTruckin Account for any reason, including where required Customer Data or Personal Data is incomplete, inaccurate or out of date. You represent and warrant that you will keep all such Customer Data and Personal Data current, complete and accurate in your KeepTruckin Account whether we provide you with full or provisional access. If there are changes to your Customer Data or Personal Data, you must contact KeepTruckin and provide any updated Customer Data or Personal Data.
As part of the Services, we are not collecting Fees. We may, in the future, assess Fees for some Services or Cards, including periodic fees, usage fees, late or failed payment fees, service fees, fees for account misuse, fees applicable to certain Transactions, or other fees we disclose to you on our website or by providing Notice. We will disclose Fees to you when opening your KeepTruckin Account, when you start using a new Service, or through our website. We may update, add, or change Fees upon 30 days’ Notice to you, though we may not provide similar Notice if we reduce fees.
KeepTruckin may determine when, how, and under what conditions Customer or Users may qualify for or earn rewards. Certain Cards or Transactions may not be eligible for some or any rewards. Any right to rewards or benefits shall terminate upon the termination of this Agreement, the closure of your KeepTruckin Account, or in the event of any breach of this Agreement. Certain rewards or benefits may be subject to additional agreements or disclosures.
In your application, you must identify at least one Account Manager to manage your KeepTruckin Account. If you do not specify an Account Manager, you agree that the applicant will be the Account Manager for your KeepTruckin Account. Account Managers have a variety of powers and responsibilities related to your KeepTruckin account, including: the ability to add, remove, or manage additional Account Managers and Users; request and manage Cards; set or change per-User spending limits; view Transactions; run reports and download statements; provide or update Customer Data and Personal Data; connect Linked Accounts, Third-Party Services, and other accounts to your KeepTruckin Account; and perform other tasks on your behalf. You are responsible for any actions or failure to act on the part of Account Managers, Users, and those using credentials issued to Account Managers or Users to access Customer’s KeepTruckin Account.
All potential Users will be required to accept User Terms in order to become Users, and all Users that are authorized to use Cards may also be required to accept terms presented by Issuers. You represent and warrant that each User enters into and complies in all respects with the User Terms.
You agree to keep your KeepTruckin Account secure and only provide access to individuals that you have authorized. You will immediately disable User access to the Services if you know, have reason to know, or believe your KeepTruckin Account has or may have been compromised or has been or may be misused. You will promptly notify us via the Fleet Management Dashboard or by contacting our support team of any known unauthorized access or use or if you have a reasonable suspicion of such unauthorized access or use.
Customer will authorize Users. This authorization will allow Users to use the Services and access certain functionality of your KeepTruckin Account. You are responsible for ensuring that Users are aware of and comply with your obligations under this Agreement, including but not limited to the Requirements and Prohibited Activities below.
KeepTruckin processes Personal Data in accordance with our Privacy Policy. You are responsible for obtaining consent from your Users to enable KeepTruckin and Issuer to collect, use, retain, and disclose Personal Data, and for ensuring that Users have read and agreed to the Privacy Policy and all applicable terms.
Your KeepTruckin Account, Services, and Cards may only be used for authorized Transactions. Your KeepTruckin Account, Services, and Cards may not be (a) used for any purpose that is unlawful or prohibited by this Agreement or the Card Terms; (b) used for any personal, family, or household use; (c) provided to or used for the benefit of an individual, organization, or country that is subject to United States sanctions, including those identified by the United States Office of Foreign Asset Control (OFAC); (d) used by unaffiliated third parties; or (e) used for any other activities not for the benefit of the Customer.
We will not approve and may close KeepTruckin Accounts that we know or believe are engaged in any of the prohibited activities:
We may suspend or terminate access to your KeepTruckin Account or Cards if we believe in our sole discretion that this section was violated, if required by an Issuer, or to comply with applicable laws or regulations. Without limiting any of your indemnification or other obligations to us, you agree to pay all Fines imposed on KeepTruckin or any affiliate, officer, employee, agent or representative thereof by Issuers, regulators, or government agencies for your violation of this section. The examples listed above are not exhaustive and we reserve the right to modify or update the lists below at any time by amending these Terms of Use or otherwise notifying you electronically of the change.
We may publicly reference you as a KeepTruckin customer on our website or in communications during the term of this Agreement. We will not express any false endorsement or partnerships. You grant KeepTruckin a limited license to use Customer trademarks or service marks for this purpose. Please notify us if you prefer that we not identify you as a KeepTruckin customer and we will use best efforts to remove references to you on our website or in communications.
As between you and KeepTruckin, KeepTruckin and licensors own all KeepTruckin Property. You, Account Managers, and Users may use KeepTruckin Property only to the extent provided in this Agreement and for the purposes provided in this Agreement and the Card Terms. You may not modify, reverse engineer, create derivative works from, or disassemble KeepTruckin Property; or register, attempt to register, or claim ownership in KeepTruckin Property or portions of KeepTruckin Property.
KeepTruckin grants you a nonexclusive and nontransferable license to use KeepTruckin Property as permitted by this Agreement to the extent that KeepTruckin provides it to you via the Services. You grant KeepTruckin a worldwide, nonrevocable license to use, modify, distribute, copy, and create derivative works from Customer Data for the purposes identified in this Agreement.
KeepTruckin sometimes release Beta Products to test new products, features, and programs. KeepTruckin may make Beta Products available to you in exchange for Suggestions on how to improve the Beta Products. KeepTruckin may change or discontinue Beta Products at any time. Beta Products are confidential until publicly announced. If you use Beta Products, you agree to keep information about the Beta Products strictly confidential. Any Beta Products are provided AS IS and without warranty. You grant KeepTruckin full rights to use Suggestions about KeepTruckin Services or Beta Products freely and without restriction. KeepTruckin does not compensate or credit Customers for Suggestions.
KeepTruckin will provide Periodic Statements reflecting the amount you owe and will identify Charges, Fees, Fines, or other amounts charged to your KeepTruckin Account, as well as any payments, refunds, Chargebacks granted or other credits to that account. Depending on your payment schedule, Periodic Statements may be delivered daily, weekly, or as otherwise described in materials we provide to you when you receive your Card or otherwise indicated by Notice to you. You must maintain at least one Linked Account at all times. Your Linked Account will be automatically debited for the amount of your Transactions using the Card. Your KeepTruckin Account will show the credit after payment is received.
THIS SECTION PROVIDES AUTHORIZATION TO AUTOMATICALLY DEBIT YOUR LINKED ACCOUNTS FOR THE AMOUNT OF YOUR TRANSACTIONS USING THE CARD. PLEASE READ IT THOROUGHLY.
You authorize KeepTruckin, Issuers, and their assigns to collect payment for the amount of your Transactions using the Card by debiting funds from the Linked Accounts at depository institutions (including Linked Accounts no longer connected to your banks and credit unions) using the Automated Clearinghouse (ACH) network governed by the rules established by the National Automated Clearinghouse Association (NACHA) for business-related ACH debits. Included in this authorization is the right of KeepTruckin to debit your Linked Accounts for verification purposes (through microdeposits or similar means).
You authorize KeepTruckin, Issuers, or their assigns to debit Linked Accounts immediately, on any date, and without additional Notice where we determine in our sole discretion that the Customer poses or may pose an unacceptable risk to KeepTruckin, Issuers or third parties.
Withdrawing a debit authorization from a Linked Account requires advanced notice. KeepTruckin also may correct any processing errors by initiating an electronic credit or debit to the Linked Account in the amount of the error on or after the date the error occurs.
This Agreement is effective when you accept the terms at the start of an application for a KeepTruckin Account and continues until terminated by either you or us, or in accordance with the Card Terms or as otherwise set forth in this Agreement.
Your payment and KeepTruckin’s acceptance of any amounts does not extinguish or waive any of KeepTruckin’s rights hereunder. If you reapply or reopen your KeepTruckin Account or use or attempt to use the Services or Cards you are consenting to the Agreement in effect at that time. KeepTruckin may terminate this Agreement, or suspend your KeepTruckin Account or Cards, by providing you Notice. Any Cards related to your KeepTruckin account will immediately expire upon termination of the Customer’s KeepTruckin Account.
The Sections in the Beta Terms and these Terms of Use titled Account Security; Suggestions; Authorization to Debit Linked Accounts – ACH Authorization; Term and Termination; Notice and User Notifications; Limitation of Liability; Disclaimer of Warranties by KeepTruckin; Indemnification; Governing Law; and 4.8 Assignment; the provisions of the Card Terms that identify continuing obligations; and any other provisions of this Agreement giving rise to continued obligations of the parties will survive termination of this Agreement.
By registering for a KeepTruckin Account, you agree that this registration constitutes your electronic signature. Additionally, you consent to receiving electronic Notices and electronic User Notifications from us, including in each case those required by Law, and you shall ensure that all Users consent to receiving electronic User Notifications. You understand that this consent has the same legal effect as a physical signature.
Notices will be effective if provided to an Account Manager or Customer directly, and User Notifications will be effective if provided to the applicable User, in each case electronically through the Fleet Management Dashboard, via email, or (except as provided below) via SMS to the contact information provided to us by the Account Managers or the User, as applicable. Any material change to, or amendment of, this Agreement will be provided via email Notice to an Account Manager. Notices and User Notifications will be deemed to be received 24 hours after they are sent. Notices and User Notifications captioned or otherwise designated as “URGENT” or “READ IMMEDIATELY” will be deemed to be received when sent. Customer understands that you may not use the Services or Cards unless you consent to receive Notices and all Users consent to receive User Notifications electronically as provided herein. You may not withdraw Consent to receive Notices or User Notifications electronically other than by closing your KeepTruckin Account.
Notices and User Notifications may include alerts about Services, Cards or Charges and may provide Account Managers and Users the ability to respond with information about Charges on Cards or your KeepTruckin Account.
Account Managers and Users are responsible for all costs imposed by Internet or mobile service providers for sending or receiving Notices electronically. Notices that are blocked or delayed by any spam filter or otherwise and Notices blocked or delayed by any spam filter of the User or Account Manager will be deemed to be received.
Notify us immediately if you are or believe you are having problems receiving Notices.
KeepTruckin’s liability is limited with respect to your use of the services. KeepTruckin is not liable to you for consequential, indirect, special, exemplary, or punitive damages, lost profits, damage attributable to reputational harm, physical injury or property damage, or lost revenue arising from or related to this Agreement or to the Services or Cards, including your use of or inability to use Services or Cards, whether or not we were advised of their possibility by you or third parties, unless prohibited by applicable laws or rules.
If applicable laws or rules governing a claim prohibit or restrict any of the limitations of liability set forth in this section, this Agreement shall be interpreted and construed in a manner that limits KeepTruckin’s liability to the maximum extent possible under those applicable laws and rules.
In addition to other representations and warranties provided by you in this Agreement, you also represent and warrant the following: (a) you are an entity duly organized and in good standing under the laws of your jurisdiction of organization at all times during the Beta Term; (b) Account Managers have requisite organizational power and authority to conduct business on behalf of and to manage your KeepTruckin Account in all respects. This organizational power means that you have irrevocably authorized each and every action taken by any Account Manager related to this Agreement, the Services, any Card or any Third-Party Services; (c) you are opening an account on behalf of a U.S. Entity and that you are not opening an account as a consumer, individual natural person, sole proprietor, or unincorporated partnership; (d) you and Users will not engage in activities prohibited by this Agreement or applicable law; and (e) all Customer Data and Personal Data provided to KeepTruckin is and shall be complete, accurate, and current.
THE SERVICES, KEEPTRUCKIN PROPERTY, AND BETA PRODUCTS ARE PROVIDED TO YOU AS IS AND AS AVAILABLE. KEEPTRUCKIN DISCLAIMS ALL EXPRESS, IMPLIED, OR STATUTORY WARRANTIES, AND YOU ACKNOWLEDGE THAT NO KEEPTRUCKIN PERSONNEL ARE AUTHORIZED TO PROVIDE ANY SUCH WARRANTY (EXCEPT IN A WRITTEN DOCUMENT IDENTIFIED AS AN AMENDMENT TO THIS AGREEMENT AND EXECUTED BY AN AUTHORIZED REPRESENTATIVE OF KEEPTRUCKIN AND AN AUTHORIZED REPRESENTATIVE OF CUSTOMER).
THIRD-PARTY SERVICES ARE NOT PROVIDED, CONTROLLED, RECOMMENDED OR ENDORSED BY KEEPTRUCKIN. KEEPTRUCKIN DOES NOT PROVIDE SUPPORT FOR AND DISCLAIMS ALL LIABILITY ARISING FROM FAILURES OR LOSSES CAUSED BY OR RELATING TO THIRD-PARTY SERVICES.
WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, AND TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU ASSUME ALL RISKS ASSOCIATED WITH ANY FAILURE OF ANY: (A) SERVICES OR DATA PROVIDED UNDER THIS AGREEMENT TO BE ACCURATE AND ERROR-FREE; (B) SERVICES TO MEET YOUR SPECIFIC NEEDS OR REQUIREMENTS; (C) SERVICES TO BE USABLE BY CUSTOMER, ACCOUNT MANAGERS, OR USERS AT ANY PARTICULAR TIME OR LOCATION; (D) SPECIFIC MERCHANTS TO PERMIT PURCHASES USING CARDS ISSUED BY AN ISSUER; (E) SERVICES TO BE UNINTERRUPTED, SECURE, OR FREE FROM HACKING, VIRUSES, OR MALICIOUS CODE; AND (F) DEFECTS IN THE SERVICES TO BE CORRECTED, EVEN WHEN WE ARE ADVISED OF SUCH DEFECTS.
You agree to indemnify, defend, and hold harmless KeepTruckin and Third-Party Service Providers (including our respective affiliates, directors, employees, agents, and representatives), from and against all losses, liabilities, claims, demands, or expenses, including reasonable attorney’s fees, arising out of or related to: your breach or alleged breach of this Agreement or any other agreements with KeepTruckin; acts or omissions of Administrators, Users, or other Company employees or agents; Company’s actual or alleged infringement of a third party’s intellectual property rights; Company’s use of Third-Party Services; or disputes over Charges between Company and merchants.
This Agreement shall be governed by the laws of the State of Delaware except for its conflict of laws principles.
KeepTruckin may assign, pledge, delegate or otherwise transfer this Agreement or its rights, powers, remedies, obligations, and duties of performance under this Agreement at any time. Any such assignee will have all rights as if originally named in this Agreement instead of KeepTruckin. You may not assign this Agreement or any rights hereunder, or delegate any of your obligations or duties of performance, without KeepTruckin’s prior express written consent.
Any ambiguity in the Terms will be interpreted equitably without regard to which party drafted the Terms. Except where otherwise specified, all references to “sections” or “provisions” refer to this Agreement or the applicable incorporated terms. “Including” and “include” will be construed to mean “including without limitation”; the word “or” will be read to mean “either… or… or any combination of the proceeding items”; and provisions listing items and using “and” require all listed items. All monetary amounts owed under this Agreement will be made in US Dollars (USD).
KeepTruckin may, at its discretion, change or update the Services and/or this Agreement from time to time. Any updated or amended agreement will be effective at the time we notify you of the change electronically whether by email or other form of communication, including website posting.
If an amendment or modification reduces your rights or increases your responsibilities under this agreement, we will provide you with email notice of the amended Platform Agreement when the amended agreement becomes effective. Such email notice will be sent to the email address(es) we have on file for the Administrator(s) of your KeepTruckin Account. If you continue to use the Services or Cards after any such modification takes effect as provided in the applicable Notice, you will be deemed to have consented to the revised Agreement.
Alternatively, and notwithstanding the foregoing, KeepTruckin may (but has no obligation to) provide in any such Notice of any modification to this Agreement that such modification will take effect only upon affirmative acceptance thereof by Customer via email or another means of communicating such consent as described in such Notice. In that event, KeepTruckin may terminate your KeepTruckin Account and any further right to use any Services or Card upon Notice if you do not timely accept the proposed modification in accordance with the method described in the Notice.
Any waiver, modification, or indulgence that we provide to Customer, of any kind or at any time, at the sole discretion of KeepTruckin, applies only to the specific instance involved and will not act as a general waiver or a waiver, modification, or indulgence under this Agreement for any other or future acts, events, or conditions. Moreover, any delay by KeepTruckin in enforcing our rights under this Agreement does not constitute forfeiture of such rights.
Customer and End User agree that by submitting suggestions or other feedback regarding our Services or KeepTruckin, KeepTruckin may use such feedback for any purpose without compensation to Customer or End User.
Cards are issued by the Issuer identified on the back of physical Cards issued to you, in the KeepTruckin Card Program Agreement (the “Card Terms”, included in this DocuSign form), and in relevant program materials provided to you. This Agreement and the Card Terms govern your use of the Cards. You may only use the Cards if you, your Account Managers, and your Users consent to the applicable Card Terms. Issuers may update Card Terms at any time by providing Notice to you through KeepTruckin. Notwithstanding any other provision hereof, your continued use of the Cards after such Notice constitutes your acceptance of the updated Card Terms.
KeepTruckin sets Customer spending limits at its sole discretion by using Company Data and other data available to KeepTruckin. Spending limits are fluid and we may modify them at any time with or without Notice. All accounts opened in New Mexico are required to have spending limits of $5,001 or more.
The aggregate amount available on Cards at any given time (the “Available Spend“) will be the lesser of: (i) the amount presented by us in the Fleet Management Dashboard; or (ii) the total spending limit. The amount available for Charges on a particular Card will be subject to the applicable card spending limit, and/or daily spending limit (if any) for such Card.
For all Cards, Account Managers may set User-specific limits or controls, but the aggregate spending limit for all Users may not exceed the total spending limit established for Customer.
Account Managers may request Cards for Users through the KeepTruckin Account but must only request Cards for and provide Cards to individuals who are authorized by the Customer. This includes employees and nonemployees, if they are authorized by the Customer. Cards may be denied or canceled due to changes in Issuers’ policies, as required by applicable law, or for other reasons we determine are appropriate under the circumstances. Cards may be issued to Users as virtual Cards (i.e., Cards issued without an associated physical card) or physical Cards. Account Managers will be able to view Transactions and manage their Cards through the Fleet Management Dashboard.
Users may only use Cards for bona fide Transactions. Customer is responsible for selecting who in your organization should have access to Cards. You agree that all Charges and other Transactions are intended to be and will be treated as business transactions made solely for business purposes.
You agree to establish and maintain controls designed to ensure that the Cards are only used for bona fide Customer purposes and in compliance with Card Network rules. You are solely responsible for Charges made by any individuals given access to Cards even if they are not the person associated with or named on the Card. KeepTruckin, Issuers, Card Networks, or other intermediary Third-Party Service Providers (including merchant acquirers) may deny or reverse Charges for any reason. KeepTruckin is not responsible for any losses, damages, or other harms caused by Charges that are denied or reversed.
If you have a dispute with a merchant or seller regarding the product or service that is the subject of a Charge, you should contact the merchant or seller to resolve the dispute. If a Charge is not appropriately addressed with the merchant or seller, then you may submit a Chargeback request by contacting KeepTruckin via the Fleet Management Dashboard or using KeepTruckin’s support form.
By accepting these terms, you acknowledge that Issuer and KeepTruckin are subject to the Card Network Rules with respect to Chargebacks and may not be able to successfully reverse the Charge on our own. If you believe a Charge was unauthorized, or if you believe the Periodic Statement contains any errors, you should contact KeepTruckin immediately through the Fleet Management Dashboard or using KeepTruckin’s support form.
You must report any disputed Charge or error no more than 90 days after the disputed Charge posted to your Periodic Account. Notices for disputed Charges must include certain relevant details, including the User, information about the disputed Charge, and the reasons why you believe that the charge was made in error or was unauthorized. KeepTruckin will review the information submitted in a commercially reasonable manner. To avoid late fees and sustained reduction to Available Spend, you should pay the disputed Charge while KeepTruckin determines the validity of the dispute, unless a provisional credit has been issued. If KeepTruckin determines that a dispute is valid, the Issuer and KeepTruckin will credit the disputed Charge amount back to your KeepTruckin Account.
By accepting this Agreement, Customer also hereby assigns and transfers to the Issuer any rights and claims, excluding tort claims, that you may have against any merchant or seller for any disputed Charge fully or partially credited to your KeepTruckin Account.
You will promptly notify us and take appropriate measures to prevent unauthorized transactions when a Card is lost, stolen, breached, or needs to be replaced. In such cases, Account Managers may request the issuance of replacement Cards by Issuers through your KeepTruckin Account.
You must keep your KeepTruckin Account secure and only provide access to individuals that you have authorized. You must immediately disable User access to the Cards if you know or have reason to believe your KeepTruckin Account or Cards have or may have been compromised, stolen, or misused, and you must promptly lock the Card via the Service and notify us of any known or reasonably suspected unauthorized access or use. The Customer is responsible for financial loss caused by Account Managers, Users, or other persons given access to the Services, your KeepTruckin Account, or Cards, except as provided by Card Network rules. We may also suspend cards if we suspect or have reason to suspect unauthorized use.
The Agreement (including any addenda that are mutually agreed to by the parties, all of which are incorporated herein) is the final, complete and exclusive agreement of the parties with respect to the subject matter hereof and supersedes and merges all prior discussions between the parties with respect to such subject matter. Customers must also comply with the Master Terms, which are incorporated by reference into this agreement.
The Master Terms require you to arbitrate any disputes arising under this Agreement in an individual arbitration and not a class arbitration. You acknowledge and understand that by accepting this Agreement you waive any right to a trial by jury or to otherwise bring any claims in court arising out of this Agreement or to participate in any type of class action or class proceeding relating to this Agreement. See Section 13.8 of the Master Terms.